People who sell their knowledge or skills should consider taking out professional indemnity (PI) insurance to protect their business against claims for loss or damage made by a client or any other third party. This can arise if you’ve made a mistake or have been negligent in some way. It can also cover your legal costs. Many professions are required by law to take out professional indemnity cover, or as part of their professional accreditation (for example, solicitors and architects). Others choose to have the protection place, such as IT consultants and advertising, design and PR agencies.
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